1. Nature of Banking ↓
Commercial Bank is a bank which primarily provides financial facilities to commercial activities.
Industrial Bank is a bank which primarily provides financial facilities to industrial or productive activities.
2. Types of Loans Offered ↓
Commercial Banks generally provides short-term loans for meeting working capital needs.
Industrial Banks generally provides long-term loans for meeting fixed capital needs.
3. Financing Period ↓
Commercial Banks provides finance for a short duration.
Industrial Banks provides finance for a longer time period like 15 or 20 years.
4. Other Services Offered ↓
Commercial Banks provides agency and general utility services to its clients.
Industrial Banks provides underwriting promotional and consultancy services to its clients.