KALYAN CITY LIFE

Sharing Wisdom and Vivid Memories of Life

Showing posts with label How To. Show all posts
Showing posts with label How To. Show all posts

How to Open Bank Account ? 7 Steps To Open Bank Account

square Open Bank Account In 7 Simple Steps - Banking ↓


Today Banks have emerged as important financial institutions. Banks provide a safe environment and helps us manage our financial transactions. To avail professional banking service it is mandatory for every individual to open a bank account. Opening a bank account is not a difficult task. It takes only seven easy steps to open a bank account. This article will help you understand these seven simple steps or procedure to open a bank account.


Open Bank Account

Image Credits © Digital Dreaming.


1. Decide the Type of Bank Account you want to Open


There are several types of bank accounts such as Saving Account, Recurring Account, Fixed Deposit Account and Current Account. So a decision regarding the type of account to be opened must be taken.


2. Approach any Bank of choice & meet its Bank Officer


Once the type of account is decided, the person should approach a convenient bank. He has to meet the bank officer regarding the opening of the account. The bank officer will provide a proposal form (Account Opening Form) to open bank account.


Read More

How To Summarize A Passage ? Summarization Skills Techniques

square Introduction To Concept of Summarization ↓


A summary is a short statement or statements that give only the main points or core information of something excluding redundant information. Basically it reproduces main points of a speech, article, section, chapter or book. It does not strive for the style and tone of the original.

Summarize Passage Summarization Techniques


Today's work culture ultimately requires summary writing skills to save time, money and energy as use of summarized versions in a business organisation is essential at various stages. Thus, today candidates with adequate summarization skills are in great demand for employment.


Summarization is a skill and requires proper guidance, constant practice, special efforts and proper training. An abstract is written by an expert for experts. It presents specific analysis, whereas synopsis is brief account of research or business proposal and an outline is primarily a sketch presented professionally. These types of writing involves summarization skills. While writing summary one has to remember that he or she is not directed or allowed to mould, alter or change the main idea and introduce new ideas. Thus, summarization is a process that requires careful attention.


An engineer may be asked to submit a 10 minutes summary of 10000 pages long proposal. To present such a report in stipulated efficient time summarization skills acquired.


Read More

Exam Preparation - Examination Tips - Exam Skills U Need

red square 1. Skills You Need To Plan, Prepare and Win Exams.


An effective approach to examination technique enables students to enter the examination room with a clear idea of the skills they wish to demonstrate, with a realistic expectation of what the questions will be like, and with the intention of using the questions to demonstrate as much knowledge as possible. This active approach to examination technique enables students to be in control of the situation. However, some students approach examinations with a fatalistic attitude, rather like helpless victims facing torment. They respond passively to the questions and then hope for the best. The first approach is more likely to succeed.

Examination Skills How To Crack Exam



red square 2. Strategies To Tackle Examination :-



1. Make A Mental Plan, Use Mnemonics & Spider Diagrams

Students could plan to jot down, some of your mnemonics or spider diagrams before you start answering any question. In that way, you can refer back to your plan when writing your answer, without fear of forgetting what you were going to write next.


2. Express Your Knowledge & Learn To Link Concepts

It can be quite frustrating to do a lot of revision and then find that you are not asked questions that reflect what you have learned. However it sometimes happens that examination questions give you the opportunity to express your knowledge. For example, if you have learned a lot about the psychoanalytic and humanistic approaches for unit 1 (Introduction To Psychology) but a ten-mark question asks you to evaluate the biological approach you can still use base of other supporting approaches to criticise or contrast the idea of biological approach.


3. Prepare A Skeleton Plan Before You Write Long Answer

For long answers, it is useful to jot down a skeleton plan of the answer before you start. That way you can empty your head of detail in one go so you don't have to think of things as you go along. The plan should be in very brief note form and should list only main points you want to include in your answer. This will also help you to order the points logically and spot gaps if any.


4. Learn To Cope With Exam Stress

In examinations, people tend to be fairly highly aroused, and this often has positive effects. They think more clearly and quickly, and write more fluently. If you feel a little anxious before an examination, do not worry about it. Remember, it may improve your performance. However, a few people become so anxious about examinations that their high arousal level leads to a worsening of performance. It is quite important for such people to find ways of coping with their anxiety.

However, one way is to try to control the way you think about the exams. If you find yourself thinking or saying things, which reflect negative thoughts, you should try to stop yourself as it is no good saying to yourself (or to others) 'I am no good at exams.' That can easily become a self-fulfilling prophecy. If you really believe you are no good at exams, you may not bother to revise properly, because you assume it will not lead to success, Because of this, you may perform poorly.

Someone who is overanxious about exams should try to think of some positive thoughts, such as 'I have done enough revision for my exam' and exams never hurt anyone'. Of course, it is essential that you really have done enough revision and prepared well for the examinations. A useful plan is to think through or visualize what will happen during the examination so as to gain control over the situation.


red square 3. Writing Practice & Revision - Must Before Exams


Students must read throughly their study notes several times to possess an adequate grasp on theories, principles and applications of a subject. Practice in writing essays is essential, especially for students who have not written essays for a considerable time. Examiners recognize that essays written under hurried circumstances and stress need not be grammatically perfect, but they do demand certain minimum standards and will penalize students whose written presentation is not up to a scratch. Accordingly, the students should avoid using vague, meaningless statements, should try to spell correctly, and seek to cultivate a direct and forthright style using short clear sentences. Analysis helps in prediction and if you're too lucky predictions can hit jackpot. So keep analyzing past exams' question papers.


red square 4. Analysis Of Past Exams Question Papers Helps


Analysis of past examination papers provides a valuable insight into how the examiners feel about the subject. Often, the same questions reappear year after year, albeit written slightly differently. While it is obviously useful to predict questions, students should always remember that no question could ever be guaranteed to come up. Also, syllabuses and examiners change, each examiner has personal preferences regarding the content and style of questions that need to be asked.


red square 5. On Exam Day Inside Examination Hall


Students must read the questions carefully and ensure they fully understand what each question is asking, It is good idea to underline keywords and to break the question down into separate component parts. A question might ask the student to describe things (questions beginning 'What do you understand by ...? 'Or list and explain... 'are usually of this type), or it could require the student to 'compare and contrast ' various concepts. In the latter case, simple description is not sufficient. Rather, the students must highlight the similarities and differences between the items discussed.


For questions starting with words 'explain' or 'examine', description of a topic should be supplemented with examples, counter examples, alternatives (where appropriate) and a list of advantages and disadvantages. Similarly, questions, involving quotations followed by the word discuss' invite candidates to identify crucial issues and to interpret and comment on various aspects of the topic.


red square 6. Time Management Is Crucial While Writing Exam


The first few minutes of the time allocated to each answer should be used for jotting down the main points of the answer in an essay plan. Thereafter the following rules should be observed:


  1. The time allowed for each answer (a three-hour paper demanding five answers permits 36 minutes per question) must be adhered to rigidly. As soon as period is up the student should move on to the next question.
  2. Students should leave a space at the end of the question in order to be able to come back to the question if they have any spare time at the end of he examination.
  3. Easy questions should be answered first. This increases the student's confidence, assists concentration and establishes rhythm for tackling the rest of the paper. However, students should not spend too much time on easy questions and objective type questions. Time is crucial and answers should be accurate to avoid negative marking. Each answer needs to be of approximately equal length.
  4. It is well established fact that the bulk of a candidate's marks obtained on a specific question are achieved in the first 10 or 15 minutes of writing; extra marks then become progressively harder to obtain. By spending too long on a question the student only gets a fraction of the marks available for the first couple of paragraphs of the next answer.

red square 7. A Good Essay Plan Is Very Important


These should include not only the major points to be emphasized, but also particular topics. Preparation of a good essay plan saves time in the long run and the examiner can see at once how much the student knows about the subject. Examiners usually want to mark script in the shortest possible time, and are pleased to give marks to the candidates who openly exhibit their knowledge in a rough essay plan. The plan guides the students (and the examiner) through the essay. Supplementary information can be added and chosen themes expanded as the essay is developed.


Situation-Based Questions and Mini Cases:

To answer questions of this type the student should proceed as follows:

  1. State the essential nature of the issues and problems raised by he case.
  2. Define the objectives, which the people or organisations mentioned in the case need to achieve in order to improve their position.
  3. List the difficulties involved in attaining objectives, plus alternatives options and their implications.
  4. Finally, most importantly, answer all questions as far as possible. Leave no question unanswered. It is most unwise to leave an examination before the end, as there is nearly always something useful that can be added to answered.

red square 8. Tackling Descriptive Type Exam Questions


In the present age of cut-throat competition, the planning and preparation for Descriptive Type Papers have changed a lot. Previously, the area of topics were limited and the level of questions asked used to be of lower standards in comparison to the present day's mind-boggling questions.


So it would be better if a candidate follows the text books first supported by guides. But he/she will have to do exhaustive studies and should have extensive understanding of each topic whether it is Descriptive General Studies or Descriptive General English. For this, study and analyze the topics time and again.


Besides, the proficiency and command over one's language help develop getting good results. It would be better if one keep on doing regular studies with proper understanding of the subject since there is word limit in every type of Descriptive Paper especially in the case of General Studies/Knowledge. Keep on doing regular practice that will help develop your confidence.


red square 9. How To Study ? Tips To Prepare For Exams


Each student is different. You may find some study techniques effective which other people find unhelpful. An important part of learning to study is to try out different techniques, adapt them and so find out what works best for you. The key guidelines can be summarized as follows:

  1. Build up a set of clear condensed revision notes, right from the start.
  2. Practice expressing psychological ideas.
  3. Use memory aids.
  4. Self-test regularly.
  5. Plan your revision ahead.
  6. Know what to expect on exam day.

red square 10. Final Conclusion - Summary


Success and failure are two aspects of our life. Why do some people get success and why some people fail, the reason for this is the manner in which examinations strategies are planned.


There are three vital steps involved in making a sound strategy. They are explained below:

  1. Planning: The first and the most important thing that is required for success is planning. Planning is the determination of ends and formulation of means. Under this step we decide the goal and the manner in which it can be achieved. Your planning should be flexible so that it can be changed in undesirable circumstances or whenever required.
  2. Implementation: Planning is just the predetermination of the manner in which the work is going to be performed. Thus, the next step after the formulation of the plan is its implementation. Your goal will be achieved only when the plan is properly implemented.
  3. Control: Under this step we should compare the existing situation and desired situation and if we find any deviation then we must improve upon it as soon as possible.

Thus above are the steps that contribute greatly for preparing the strategy for examination.


Finally, being sincere is not enough, it is also important to do smart hard work as well.


Original Article By: Prof. Dr. P. K. Dutta ; Few Addons By: Gaurav Akrani

Read More

How To Be Happy ? How To Get Happiness ? Happy Life Tips


red square How To Be Happy ? How To Get Happiness ?



In today's jet-propelled lifestyle, many forced workaholics are easily inviting stress and killing their gladness. Yes! It is very much true that most people spend large part of their lives doing excess work in pressure and either find very little or no time at all to enjoy chores that make them feel happy. Such behaviour results in continuous stress , boredom and finally tension accumulates followed by a self invitation to number of diseases.

Who should be blamed for such insidious behaviour of human tragedies? Blame it to our cosmopolitan lives were time is precious only for professional tasks to be accomplished and not or very less for personal relaxation, leisure, hobbies, holidays, family and friends. Sadly, now-a-days many struggle pretty hard to try be happy and some even fake of being happy. So is there any solution for this social crisis? Luckily, Yes! Experts have found many ways that can teach you... "How to be happy? And add Happiness in Life" Remember! Your quotient of happiness is always directly proportional to your quotient of health. The more happy you're the more healthy you will be. Our psyche's emotional status always do have a great impact on our overall mental and physical health. Since our happiness matters a lot to us then why not preserve it ?

Following are some remarkable tips from expert psychologists that will teach you... "How To Be Happy ? And Add Happiness In Life."


How To Be Happy



Tips How To Be Happy ? Get Happiness in Life





red square 1. Remember Life's Grateful Moments:



Try remembering or writing down on a paper few thing you were most grateful for and see how fast your happiness level mark goes up. This will help instantly to reduce your stress.


red square 2. Listen Your Favourite Music:



Listening music of your choice can have significant effect on your health. One of the study claims that pleasant musical therapy can significantly lower heart rates and blood pressure and eventually make you feel stress free and energetic. I've personally experienced the healing power of music after listening SOOTHE a truly unique relaxing musical album by musician Bjorn Lynne from UK.


red square 3. Are you Single? Find a partner. Set A Healthy Relationship:



Man is social animal and indeed he strives for emotional support and love. Being a bachelor for lifetime or having frequent break-ups with partners is worst. This can ruine your life. Maintaining healthy relationships can do miracles by releasing love hormones named 'Oxytocin'. Oxytocin is associated with feelings of loving bond, faith and trust. It's know to minimize stress.


red square 4. Nourish Your Spirituality For Happiness:



David Myers, a social psychologist at Michigan's Hope College, says that faith provides crucial social support, a feeling of purpose and a reason to concentrate beyond the self, this overall help root people in their communities. So nourish your spirituality to flourish your happiness.


red square 5. Try Earning More Wealth Than Your Peers:



A sociological research done in 2005 by researchers at Pennsylvania State University, USA claimed that wealth (money) can bring happiness especially when you earn more money than people in your age group. So compete with your peers and strive intellectually to earn more money than them. Get inspired from Bill Gates and Warren Buffet, be more creative, use your intelligence and keep sharpning your skills.


red square 6. Be Optimistic, Gain Success, Be Happy:



A group of psychologist have claimed that happiness is often an outcome of positive emotions. Optimism is liked to success which is further linked to happiness. So be positive in your life so as to achieve success and eventually gain happiness.


red square 7. Explore Your Heritage and Culture:



One study claimed that teenagers of Mexican, Indian and Chinese ethnicity maintained high quotient of happiness despite daily stress when they had a strong sense of cultural identity. So explore your heritage and culture.


red square 8. Re-Program Your Brain's Positive Thoughts:



"Positive emotions with positive attitudes do have a positive impact on brain's biochemistry" says psychologist Mary Ann Troiani. Optimists accelerates their Serotnin Levels and this reflects they're happy.


red square 9. Share Your Feelings With Family, Friends and Loved ones:



Whenever you share your feelings, tensions and doubts with friends, parents and loved ones you reveal yourself. Nothing remains as a unsolved puzzle or hidden secret. Research have proved that people who share their feelings often with others are tend to be more happy than others who don't. So always share some of your life's moments with your loved ones and make your brain relax.


red square 10. Imagine and Visualise Happiness:



Sometimes psychologist ask people to visualise what they would like to be in their lives. This creates a mental state that makes a person imagine things possible to achieve. Psychologist Mary Ann Troiani says, "If you experience such visualisation with your eyes closed ,your brain doesn't know it's real or fake". Such imagination of unreal achievement can bring hopes and such possibility can finally lead to encouraged happiness.


red square 11. Marry A Happy Person:



If you're a bachelor planning to settle down and have a life partner then marry a person who loves you, whose company makes you feel glad because he/she itself is a happy person. A company of happy people will always make you feel encouraged and happy.


red square 12. Exercise Reduce Stress and Good Physique Brings Confidence and Happiness:



It has been scientifically proven that physical exercise produce 'Endorphins' in our body. Endorphins act as a natural mood stabiliser and relieve stress immensely. When these hormones are released in our body they make us feel better, change our mood and finally elevates our happiness. Regular physical activities keeps our body fit bringing good health and physique, this gains confindence and happiness too follows.


red square 13. Tips To Live A Happy Life - Most Inspiring Video.



Above tips worked great for me surely they'll work for you too.

Friends! Keep cheering and start enjoying your life from today.



Read More